After An Accident: File An Insurance Claim Or Pursue A Lawsuit With Help From Car Accident Attorneys?
If
you've been involved in a car accident you might automatically assume
it's time to file an insurance claim. But that's not always the best
course of action. Sometimes a lawsuit and trial will get you a better
settlement than accepting the insurance settlement.
Deciding
whether or not to sue someone after being in a car accident is a big
decision and one that isn't entered into lightly. Consulting with the
car accident attorneys at Eisenberg Law Offices in Madison is the best
way to decide if suing the other driver for damages is the right course
of action.
Arguments For Suing The Other Driver
The
biggest reason drivers pursue lawsuits against the other driver is
because they hope to obtain a higher settlement in court than what they
could obtain by dealing directly with the insurance provider. Simply
going through the typical insurance claim process might not result in
enough compensation to cover all of your expenses, like medical bills,
lost wages, pain and suffering.
It's also possible that settling
with the insurance company too early in the recovery process will result
in inadequate compensation for your needs. Insurance companies are
businesses and business try to protect their bottom lines, often by
settling early and for lower amounts than are reasonable.
In either of these cases, it might be in your best interests to
take the other driver to court
to attempt a more favorable settlement. Car accident attorneys are
wonderful resources in these types of situations. They will look at the
evidence, your injuries and damages, any medical bills you've incurred,
and any lost wages or change in lifestyle that has occurred as a result
of the accident. Armed with all of this information, a seasoned attorney
can advise you on your best course of action: sue or file a claim.
2 Actions To Take, No Matter What
Whether
you ultimately end up suing the other driver or not, you should still
document everything and speak with a car accident attorney.
Insurance
companies and car accident attorneys will want as much evidence as they
can get in order to move forward and make decisions on your situation.
Make sure you take pictures of the scene of the accident and the
resulting damage, keep copies of all related bills and expenses like
property damage and medical bills, and keep a running tab of any wages
you're missing out on by being laid up with an injury. All of this
information can be used as evidence to bolster your case and increase
your settlement offer. It also provides you with some hard numbers so
you can see just how much damage you've sustained and how much money you
should receive.
Speaking with car accident attorneys is a good
idea whether you pursue the matter in court or through an insurance
claim. When a lawyer represents you, you have an expert on the law
explaining the facts and advocating for you. They know what to say and
how to say it, which can give you more leverage during negotiations and
improve your chances of obtaining a more satisfactory settlement.
Deciding To Sue
So,
do you sue or not? Start your decision-making by considering the total
economic cost of the accident to you. You should be able to determine
this based on the evidence you've collected and your attorney's
insights. You want to recover
at least this amount of money. If
the insurance settlement offer is less than your total economic cost,
you have a big incentive to take the other driver to court.
Car
accident attorneys specialize in these types of disputes and have a
clear idea of how much you could obtain by going to court. You can
compare that to the settlement being offered by the insurance company
and decide which route is the best course of action for you.
Eisenberg Law Offices - Car Accident Attorneys Are Here For You
The
car accident attorneys at Madison's Eisenberg Law Offices are
experienced attorneys who will fight hard to secure you adequate
compensation for your total losses - both economic and non-economic.
Contact
Eisenberg Law Offices at 608-256-8356 to schedule a free consultation.
This post was originally published at
http://www.eisenberglaw.org/firm-overview/articles/car-accident-attorneys-help-lawsuits-settlements/